1. In the course of using this website or availing the products and services vide the online application forms and questionnaires, 'Sarthak' and its Affiliates may become privy to the personal information of its customers, including information that is of a confidential nature. 2. 'Sarthak Credit Co-Operative Society Maryadit' is strongly committed to protecting the privacy of its customers and has taken all necessary and reasonable measures to protect the confidentiality of the customer information and its transmission through the world wide web and it shall not be held liable for disclosure of the confidentia information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the Customers. 3. All Information collected shall only be used to provide the Visitor with the best possible services. 4. 'Sarthak Credit Co-Operative Society Maryadit' will use the Information to improve the visitor experience on the site and make subsequent offers to the visitor on products which may be of interest to him / her. 5. 'Sarthak Credit Co-Operative Society Maryadit' also may disclose information about you as permitted or required by law. 6. At 'Sarthak Credit Co-Operative Society Maryadit', we value your relationship and will at all times strive to ensure your privacy. 7. We only collect personal information that we believe to be relevant and required to understand your financial needs and to conduct our business. 8. We aim to keep your personal information on our records accurate and up-to-date. 9. Who is covered by this Policy : (a) All visitors ("visitors") who visit the site http://bhaskarcredit.com/ and provide information to 'Sarthak Credit Co-Operative Society Maryadit online are covered under this Policy. 10. Information covered by this Policy : (a) This Policy seeks to cover private information of the Visitors provided to 'Sarthak Credit Co-Operative Society Maryadit' online as also any information collected by the bank server from the visitors browser. ("""the Information")

• Privacy Policy - If you choose to use our website sarthakpariwar.com or mobile app named as "Sarthak Credit Co-Operative Society Maryadit." , then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.


• Information Collection and Use
  - For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address and device IP. The information that we collect will be used to contact or identify you. We do not share or sell your personal information with third party. We are committed to maintaining the confidentiality, integrity and security of personal information.
  


• Cookies
  To deliver more personalized user experience, we may send cookies to your device. These cookies help us track the information about visitor's interests and preferences as per their browsing history and enable us to enhance our customer experience accordingly. Users may have a choice to refuse cookies but, doing this may create inconvenience for them while using some parts of "Sarthak Credit Co-Operative Society Maryadit."
  


• Sharing of Information
  Your security is our responsibility hence, we do not sell, trade or rent your personal information to ANYONE. However, we may share general details that are not linked to user's personal identification information with our business partners, trusted affiliates and advertisers for the purposes mentioned in "Usage of Information".
  


• We may also use third party links to make "Sarthak Credit Co-Operative Society Maryadit." a more valuable and scalable resource and share your information for those confined purposes and for the purpose of that service.
  


• Usage of Information
  To maintain the high level of security, the information we collect from the user's remains Private and Confidential and won't be shared with any third party outside of our organisation, however, we may use your information for following purposes: -> To understand user's needs more closely and provide enhanced customer experience. -> To respond to user's service requests more efficiently. -> To improve our services with user's valuable feedback. -> To send information about our new services & updates. -> To process payments. -> To respond to user's inquiries, questions, and other requests.
  


• Security of Information
  We don't compromise in data security hence, we leverage appropriate data collection, storage and processing practices along with strict security measures.
  


• Third Party Links or Websites
  Users may get to see the third party links or other content on our platform, visiting or browsing these links or content is subject to that website's own terms and policies. Sarthak Credit Co-Operative Society Maryadit. is a controlled system and will not let malicious or "unwanted" service and/or link to be on the platform, however, usage of service(s) is subject to their own terms and conditions.
  


• Third Party SMS API
  We use third party SMS API just to make our service secure and flexible. We send OTP (One Time Password) SMS to the registered members for mobile number verification .We also send transaction success notifications and other occasional SMS from our website/ mobile app to make our service better. All the SMS templates are verified and approved by SMS API provider as per Telecom Regulatory Authority of India (TRAI) rules and regulations.
  


• Changes to This Privacy Policy
  We reserve the right to change or update this privacy policy at any time without any prior notice to the users. Users may check the policies frequently to keep themselves posted about all the latest modifications and changes.
  


• By visiting our portal and using our services, you acknowledge that it is your responsibility to periodically check this privacy policy and be updated about all the changes we make in the privacy terms & conditions.
  


• Your Acceptance
  If you wish to use our services, you must accept all our terms and conditions mentioned above. If in case you don't agree to any of our terms and conditions, respecting your opinion, we request you to please not use our services.
  


• Providing incorrect, inappropriate and incomplete information may lead us to unintentional failure to deliver appropriate services to you. You may request for the service cancellation at any time by sending an email to us on sarthakpariwar2@gmail.com or getting in touch with your Accounts Management Team.
  


• Cancellation of services may result in the deletion of your account including irrevocable loss of all data related to your account.